How Affirm works
Prequalify.
Check your eligibility. Your credit score will not be affected, even though Affirm performs a credit check.
Select a plan.
At checkout, choose the payment plan that's right for you, with rates as low as 0% APR.*
Pay at your own pace.
Receive your order right away, while you pay over time.
FAQs
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process. Once your return has been processed, you will receive a refund for the amount paid, minus any fees, and the remainder of your plan with Affirm will be settled.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
*Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.